![]() ![]() Keep in mind that it has a separate deductible that is 5% of the total coverage limit. ![]() You can extend your Aviva home insurance to include protection for this type of damage with the earthquake endorsement. Earthquake Coverageĭamage caused by earthquakes and other earth movement is not covered by a standard home insurance policy. You’ll need to be claims-free each year to claim the 20% reduction until your deductible has disappeared once more. Keep in mind though, once you make a claim the deductible returns to the original amount and the disappearing deductible clock is reset. This endorsement reduces your deductible by 20% for every consecutive claim-free year you have until the deductible is $0. You could also opt for the Disappearing Deductible add-on coverage. It is an extra cost, but it can save you a ton if you end up making a claim. It protects your claims-free discount for the first claim made on your home insurance policy. Claim ProtectorĬlaim Protector is similar to accident forgiveness on a car insurance policy. It’s also now included in some of Aviva’s home insurance policies – ask your broker if yours includes this protection. Your insurance covers debris removal and rebuilding your home as it was – not including the extra costs of bringing it up to code.īylaw coverage covers these expenses. By-law Costsĭid you know that if you rebuild your home, you’ll need to meet today’s bylaws? This may include upgrading materials, changes in design, and more to make your home safer. This helps tailor your insurance to protect what you value most. In this article, we’ll discuss how you can customize your Aviva home insurance policy to suit your needs and budget. They offer different levels of protection for homeowners as well as endorsements (add-ons) to extend your coverage. ![]() 2607 Ellwood Dr SW, Edmonton, AB, T6X 0P7ġ10a McLeod Ave, Spruce Grove, AB, T7X 2H8Ĥ96 Marquis Rd, Prince Albert, SK, S6V 8B3ģ35 Hwy Avenue N, Picture Butte, AB, T0K 1V0Ģ201 Box Springs Blvd NW, Medicine Hat, AB, T1C 0C8ĥ50 Wt Hill Blvd S, Lethbridge, AB, T1J 4Z8ĩ901 103 St, Fort Saskatchewan, AB, T8L 2C8Ģ01-4271 23 Ave NW, Edmonton, AB, T6L 5Z8ġ331 Macleod Trail SE, Calgary, AB, T2G 0K3ġ331 Macleod Trail SE, Calgary, AB, T2G 1E1Ģ34-7 Westwinds Crescent NE, Calgary, AB, T3J 5H2Ģ903 Kingsview Blvd SE, Airdrie, AB, T4A 0C4Īviva is one of the largest providers of home insurance in Canada. ![]()
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